Rates
Our competitive rates and low fees help you reach your dream of homeownership. Contact a mortgage expert to answer your questions and to recommend the mortgage loan that best meets your needs. Schedule an appointment or call 254.774.5104 to speak with a Home Loan Hero.
Today's Home Purchase Rates
2 APR = Annual Percentage Rate.
Today's Refinance Rates
Type | Term | Rate1 | APR2 | Points | Lender Fee | Estimated Payment3 |
---|---|---|---|---|---|---|
rapid refinance Fixed Rate | 10-year | 6.500% | 6.500% | 0% | 0% | $11.35 per $1,000 for 120 months |
rapid refinance Fixed Rate | 15-year | 6.375% | 6.375% |
0%
|
0% | $8.64 per $1,000 for 180 months |
rapid refinance Fixed Rate | 20-year | 6.990% | 6.990% | 0.194% | 0% | $7.75 per $1,000 for 240 months |
2 APR = Annual Percentage Rate
Today's Home Equity Rates
1 APR = Annual Percentage Rate
2 Loans currently financed with Texell are not eligible for refinance.3 The estimated payment calculations include principal and interest only. Taxes and insurance, if applicable, may increase your actual payment.
Rates current as of 11/25/2024. Rates subject to change without notice, call to verify current rate. Rates listed are based on a credit score of 740+. Home Equity Loans require a loan-to-value of no more than 80% and are for an owner occupied single family residence. No closing cost option for Home Equity Loans up to $50,000.
Today's Land Loan and Unimproved Property Rates
Land Loan Term | APR1 as low as2 | Estimated Payment3 |
---|---|---|
5-year fixed rate | 6.99% | $19.80 per $1,000 for 60 months |
10-year fixed rate | 7.49% | $11.86 per $1,000 for 120 months |
15-year fixed rate | 7.99% | $9.55 per $1,000 for 180 months |
1 APR = Annual Percentage Rate
2 Loans currently financed with Texell are not eligible for refinance.3 The estimated payment calculations include principal and interest only. Taxes and insurance, if applicable, may increase your actual payment.
Rates current as of 11/25/2024. Rates subject to change without notice, call to verify current rate. Rates listed are based on a credit score of 740+. Minimum loan amount is $10,000. Borrow up to 80% of the fair market value or purchase price of the property.