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Refinance to Reach Your Goals

New Rapid Refi Options for Every Need

We now offer 10- 15- and 20-year terms for Rapid Refi Loans, so you can tailor your loan to reach your financial goals — select the term that meets your monthly payment needs and gets you on the fastest path to becoming mortgage-free.


  • Rates are as low as 2.38% APR1
  • 10-, 15-, or 20-year term
  • No closing costs for members, and $300 fee for new members.2
     

Our Home Loan Heroes are standing by.



1 Annual Percentage Rate. With approved credit.

2 No closing cost option available to current members. New members and members for less than six months pay a low $300 processing fee only. Offer only valid on refinances of owner-occupied properties, 1st lien only. Not valid on new purchases, duplexes, mobile or manufactured homes. No cash out. Minimum loan amount of $40,000 and loan-to-value cannot exceed 80%. Certain credit score, income, and payment history criteria apply. The property must have a clear title. Existing Texell mortgages, including those serviced through MidWest Mortgage, not eligible for refinance. Monthly payment per $1,000 borrowed for 120 months at 2.25% is $9.31. Total cost of a $40,000 loan for 120 months is $44,705.97. Payments do not include taxes or insurance. Individual rates will vary. Contact Texell Credit Union for complete details.

 

Refinancing Strategies and Advice