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Rates

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Home Purchase / Refinance Rates

Mortgage Type Rate¹ APR* Lender Fee
Conventional 30-Year Fixed 3.050% 3.187% 0.50%
Conventional 15-Year Fixed
2.125% 2.369% 0.50%
FHA 30-Year Fixed 2.375% 2.707%    0%
FHA 15-Year Fixed
2.250% 2.869%    0%
VA 30-Year Fixed 2.750% 2.803%    0%
VA 15-Year Fixed 2.625% 2.722%    0%
Rapid Refinance 20-Year Fixed 2.990% 2.990%    0%
Rapid Refinance 15-Year Fixed
2.375% 2.375%    0%
Rapid Refinance 10-Year Fixed 2.375% 2.375%    0%
USDA 30-Year Fixed
2.625% 2.677%    0%
Investment Property 30-Year Fixed 4.000% 4.193% 0.50%
Jumbo Mortgage 30-Year Fixed 3.250% 3.328% 0.50%

* APR = Annual Percentage Rate

¹ Loans currently financed with Texell are not eligible for refinance.

Rates current as of 10/1/2021. Rates subject to change without notice: Please call to verify current rate.

Rates listed for Jumbo Mortgages are based on a credit score of 740+, a minimum loan amount of $600,000 with a loan-to-value of no more than 80% and are for owner-occupied, single family residence. No cash out, qualifying debt ratios, credit and a 30-day lock.

Rates listed for all other loans are based on a credit score of 740+, a minimum loan amount of $160,000 with a loan-to-value of no more than 80% and are for single family residence. No cash out, qualifying debt ratios, and credit, 30-day lock.


Home Equity Rates

Mortgage Type 1st Lien
APR* As Low As¹
2nd Lien
APR* As Low As¹
Home Equity 5-Year Fixed 2.79% 3.24%
Home Equity 10-Year Fixed 3.09%
3.70%
Home Equity 15-Year Fixed
3.19%
3.74%
Home Equity 20-Year Fixed 3.70% N/A
Rates current as of 10/1/2021. Rates subject to change without notice, call to verify current rate. Rates listed are based on a credit score of 740+. Home Equity Loans require a loan-to-value of no more than 80% and are for an owner occupied single family residence. No closing cost option for Home Equity Loans up to $150,000.

* APR = Annual Percentage Rate

¹ Loans currently financed with Texell are not eligible for refinance.


Land Loan Rates

Mortgage Type APR* As Low As¹
Land & Unimproved Property 5-Year Fixed
3.99%
Land & Unimproved Property 10-Year Fixed
5.50%
Land & Unimproved Property 15-Year Fixed
5.63%
Rates current as of 10/1/2021. Rates subject to change without notice, call to verify current rate. Rates listed are based on a credit score of 740+. Loans require a loan-to-value of no more than 80%. No closing cost option for Home Equity Loans up to $150,000.

* APR = Annual Percentage Rate

¹ Loans currently financed with Texell are not eligible for refinance.