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Professional Elite Loan

Loan terms of 30 years
This program is designed to provide mortgage credit to well qualified self-employed borrowers earning monthly income that is more clearly documented through alternative income documentation. This program is often referred to as the Bank Statement Mortgage Program.
 
  • Minimum credit score 700 to qualify
  • Minimum loan amount of $100,000
  • Maximum loan-to-value (LTV) 90%
  • Maximum debt-to-income ratio 35%
  • NO Private Mortgage Insurance (PMI)
  • Reserves required
  • Must be self-employed for a minimum of 2 years