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VA Loan

Fixed Rate Loan: 10, 15, 20, or 30 Year Terms

The Department of Veterans Administration guarantees mortgages for qualified veterans and active-duty military personnel and their spouses who are first- or second-time home buyers.

  • Low, fixed rates
  • Low or no down payment requirements
  • A wide range of rate, term and cost options
  • Minimum credit score of 640 to qualify
  • Use of gift funds for closing costs allowed
  • Maximum debt-to-income ratio of 50% to qualify
  • No Private Mortgage Insurance (PMI) required
  • VA funding fee for non-exempt borrower can be financed into the mortgage

Apply Now View Rates Mortgage Qualifier Calculator