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Home Equity Loan

Fixed Rate Loan: 5, 10, 15, 20, or 30 Year Terms

A Texas cash out Home Equity loan uses the equity available in your home. This loan product can be a 1st or 2nd lien. In other words, you refinance and get cash back, reducing the amount of equity you have in your home. 

  • Low, fixed rates
  • No closing cost option for loans up to $150,000
  • Primary residence only
  • Maximum loan-to-value (LTV) 80%
  • Maximum debt-to-income (DTI) ratio 45%
  • Agricultural exemptions allowed


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