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Home Equity Loans

Turn your home’s equity into cash — rates as low as 2.79%1

There are so many ways to use your home’s equity, and rates are usually lower than a credit card or personal loan, which saves you money over the life of your loan. Home Equity Loans may also offer tax advantages.2

Use your Home Equity Loan for:

• Financing home improvement projects
• Consolidating bills and lowering your monthly payments
• Paying tuition and other education costs
• Paying medical expenses

Apply Online   Calculate My Equity


Home Equity Terms & Rates


1st Lien
APR as low as

2nd Lien
APR as low as1

5-year Fixed 2.79​%
10-year Fixed
3.09% 3.70%
15-year Fixed 3.19% 3.74%
20-year Fixed 3.70% N/A










Texell's Home Equity Loans offer:

No closing costs for loans under $150,000
• Low, fixed rates as low as 2.79%
• 5-, 10-, 15-, and 20-year terms
• Agricultural exemptions allowed


1 With approved credit. Payment Example: Monthly payment per $1,000 borrowed for 180 months at 3.19% is $7.00. Total cost of a $150,000 loan for 180 months is $188,934.40. Individual monthly payments, rate, and repayment terms will vary.
2 Consult your tax advisor.