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Manufactured Home Loan

  • Low, fixed rates
  • Minimum credit score 640 to qualify
  • Maximum debt-to-income ratio of 45% to qualify
  • Double wide units only
  • Maximum acreage: 10
  • The manufactured home must be permanently connected to a septic tank or sewage system, and to other utilities in accordance with local and state requirements
  • The manufactured home must be attached to a permanent foundation system in accordance with the manufacturer’s requirements for anchoring, support, and maintenance. The foundation must be appropriate for the soil conditions for the site and meet local and state codes. The tow hitch, wheels, and axles must be removed.