Why do you need homeowners insurance?
Homeowners insurance can help cover the costs associated with damages to your home, yard, or other structures because of a severe storm, fire, or other accidents. These costs can add up quickly and without homeowners insurance these costs can rise to tens of thousands of dollars or more.
Your personal belongings can also be covered by your homeowners insurance. If your belongings are damaged with your home or go missing due to the theft, your coverage can help repair of replace them. Some policies even cover your belongs when they leave the home.
A homeowners policy can also cover personal liability issues. If your dog bites someone, a guest falls in your home, or you accidentally hurt someone away from your home, your policy can help cover others’ injuries and potential legal costs.
What a policy covers, and the amount it will pay varies because each home and policy is different. Speak with a Texell Financial Representative to determine the best options for you and your home.